Lee Quesada and Rey Carolino (Editor and Technology Writer respectively of the FILIPINO TODAY Newspaper in Canada) did an online chat interview with Mr. Jose Z. Molano, Jr., the Executive Director of the Commission on Filipinos Overseas (CFO) last January 20, 1997. The chat interview was made possible through the assistance of Gary Guevarra, senior MIS staff of the CFO. Here is the transcript of the chat interview. Mr. Molano used the nickanme "CFO" during the chat.

Session Start: Mon Jan 20 21:17:51 1997

**** Now talking in #filtoday

<Gary> Mr. Molano is ready for the interview now!

<Lee> Hi, Mr. Molano, kumusta po diyan sa Pilipinas?

<CFO> Kumusta kayong lahat? Happy New Year! Wishing you peace and prosperity for 1997. When are you coming back to the Philippines?

<Lee> I am scheduled to spend easter holidays there, sir.

<CFO> OK, that's good please be sure to get in touch with us when you are here.

<Lee> I'll email you my hello the first night I arrived there.

*** Rey ( has joined #filtoday

<Lee> Oh, hi, Rey! You made it.

<Gary> Hello, Rey. You can start asking questions now.

<CFO> Shoot your first question.

<Rey> Hello, Mr. Molano. I am not sure whether I am supposed to greet you Good Morning (your time) or Good Evening (our time) but we are truly honoured and excited about this chat inteview and we thank you for giving us the time to chat with you through the Internet.

<Rey> Lee is calling from downtown Toronto. While I am calling from Etobicoke- a city west of downtown Toronto. Its now 9:32 pm here (Monday night).

<Lee> Sir, these questions and answers will be published in the FILIPINO TODAY newspaper and in the FILIPINO COMMUNITY COMPUTING SECTOR (FCCS) of the Toronto Free-Net.

<Rey> Could you please tell us where you are at the moment?

<CFO> We are at the Management Information Systems office of the CFO.

<Rey> Okay, we'll start the ball rolling as this network is kind of slow. Here is my first question: What is the rationale for the creation of the Commission on Filipinos Overseas? When was the Commission created?

<CFO> The Commission on Filipinos Overseas or CFO was created by law, through Batas Pambansa 79, in 1980 to promote and uphold the interests and well-being of Filipinos overseas.

<Lee> What is the definite description of Overseas Filipinos?

<CFO> As defined by B.P. 79, Filipinos Overseas refer to "Filipinos who are permanent residents abroad, including Filipino emigrants, who are either already citizens of foreign countries or are still Filipino citizens awaiting naturalization, recognition, or admission, and their descendants."

With the issuance of A.O.182, CFO has been mandated to get involved in the policy and programmes concerning overseas Filipinos in general. Also, with the issuance of A.O. 346, CFO has been mandated to actively preserve and enhance ties with all Filipino youth overseas.

<Lee> That means hindi po included dito ang mga Overseas Contract Workers (OCWs), migrant workers, et al?

<CFO> Overseas Filipinos include all Filipinos abroad whether emigrants, overseas Filipino workers or even undocumented persons.

<Rey> Here is my second question: what are the Commission's functions?

<CFO> CFO has been mandated by law to carry out three (3) major functions, which are:
first, to provide advice and assistance to the President and the Congress of the Philippines in the formulation of policies concerning or affecting Filipinos overseas;

second, to develop and implement programmes to promote the interests and well-being of Filipinos overseas; and

third, to serve as forum for preserving and enhancing the social, economic, and cultural

<Lee> Sir, how successful was the December 96 conference?

<CFO> Which conference are you referring to?

<Lee> That was called Month of Overseas Filipinos. Did you not have your annual December conference in 1996?

<CFO> Month of Overseas Filipinos was not a conference but a month-long observance to recognize the work and contributions of Filipinos Overseas to the country and to the Filipino communities abroad as well.

<Lee> Sir, how successful are your CFO programs? First, Lakbay-Aral- is it active? Is it well attended by kids from abroad?

<CFO> Yes, Lakbay-Aral is held as an annual activity, usually during the month of August. It is fairly well attended although we would like to see better participation in the future.

<Lee> Thanx, sir. How about the "Bring Home a Friend", ongoing na po ba?

<CFO> Bring Home a Friend is a Tourism Department program which was started a few years ago. We are not very sure of its current status although we can inquire about this at the Department of Tourism.

<Lee> Ok, could you explain briefly for our North American readers the "Kabuhayan 2000"?

<CFO> In a nutshell Kabuhayan 2000 is a program to prepare Filipinos Overseas for a return and reintegration into mainstream economic activity in the Philippines. It involves among others the acquisition of skills to enable him to establish a business or other activity which will generate an income after returning to the Philippines.

<Lee> Rey, are you still with us?

*** Rey has quit IRC (Connection reset by peer)

<CFO> Lee, What happened to Rey?

<Lee> I have no idea, sir. He is having problems with his connection in Etobicoke, Ontario.

*** Rey (rey@ has joined #filtoday

<Rey> I'm sorry but my connection was very slow so I logged on using my other Internet account. My next question is: what are the Commission's current projects and activities?

<CFO> The projects and activities of the Commission are categorized into four (4) major programme areas:

The first programme area would be the Migrant Social and Economic Integration Programme, which seeks to ensure that all Filipinos migrating to other countries are adequately prepared to meet the practical and psychological problems attendant to international migration.

Included in the second programme area is the Filipino Education and Heritage Programme, which aims to provide educational services and continued exposure to Philippine history, culture, and institutions to the younger generations of Filipinos overseas. Included in this programme area are Lakbay Aral, establishment of Philippine schools abroad, Philippine studies programmes, and Philippine resource and information centers.

The third programme area is the All-Filipino Unity and Sustainable National Development, which fosters better cohesion and a unity of purpose within and among various overseas Filipino organizations to promote and support their interests and well-being. Included in this programme area are Lingkod sa Kapwa Pilipino, Balik-Turo Project, Adopt-a-Scholar Project, and Awards and Recognition for Overseas Filipinos.

The fourth programme area is the Policy Development and Data Banking Programme, which provides the continuing study and review of the economic, social, legal, and administrative environment that have bearing on the status of Filipinos oversea. Included in this programme area are Policy Review and Formulation, Assistance-to-Nationals Programme, Development of Security Procedures, and Demographic and Economic Profile of Overseas Filipinos.

<Lee> Thanx sir, are these programs working well and well attended already?

<CFO> Yes the CFO programs have been on-going for many years now and have in fact been expanded in the last three years.

<Rey> What is the difference between the functions of the CFO and the Philippine Overseas Employment Agency (POEA)?

<CFO> CFO caters to a different group of clientele from that of POEA's, which addresses the needs and concerns of overseas Filipino workers. In comparison, the clientele of CFO, as provided for in its mandate, are Filipinos who are permanent residents abroad, including those who are already citizens of foreign countries or are still Filipino citizens awaiting naturalization, recognition or admission and their dependents.

By the nature of its functions, POEA is under the Department of Labor and Employment, while CFO is an attached agency of the Department of Foreign Affairs.

<Lee> Is the Investment program through the expatriates Training Seminar Series already in the mainstream, therefore already active? Please also describe the Philippine Retirement Authority activities that the CFO is implementing. Have there been attendees already from abroad?

<CFO> The Philippine Retirement Authority (PRA) is implementing a retirement program for foreigners and overseas Filipinos. This involves the issuance of a Special Resident Retiree's Visa (SRRV). Those qualified to avail of this SRRV are:

a. any foreign national, except those national of countries with which the Philippines does not have diplomatic relations and those considered restricted by the Department of Foreign Affairs;

b. overseas Filipinos who are immigrants or under a visa category, allowing them legal stay abroad and have resided therein continuously for at least seven (7) years prior to their application for enrollment in the program and should not have stayed for a maximum of sixty (60) days in a year in the philippines.

For more information, please write or call:
Philippine Retirement Authority
2/F, First Bank Bldg.
371 Gil Puyat Ave., Makati City
Tel nos.: 895-0929, 895-0998, 895-0940, 895-0982
Fax no.: (632) 817-4041

<Lee> Do you have a medical health care program for the OCWs and Filipino migrants and is the program already bringing medical coverage for OCWs all over the world?

<CFO> Yes, there is a Medicare program for OCWs which provides them and their dependents medical assistance and hospital benefits. This program was created under Executive Order No. 195, dated August 13, 1994. It is jointly implemented by the Philippine Health Insurance Corporation, Department of Labor and Employment (through Overseas Workers Welfare Administration and Philippine Overseas Employment Administration), Social Security System, and the Department of Foreign Affairs. Further inquiries regarding this medicare program for OCWs can be directed to:

Philippine Health Insurance Corporation
8th Flr., Philippine Heart Center Bldg.
East Avenue, Diliman, Quezon City
Tel. Nos.: 923-1302, loc. 3806-3808; 927-1575
Fax no.: 927-1272

Moreover, if a member of the medicare program so decides to leave the country as an immigrant, he/she can maintain his/her membership by continually paying his/her contribution. If he/she can not do this, however, his/her membership is considered inactive.

<Lee> Sir, do you think it will be worthwhile to publish a copy of the CFO handbooks, specially for the OCWs and Filipino migrant workers and for the common "tao", i.e., easy to understand and not too official and technical?

<CFO> Preparations for the printing of our revised handbook are underway. Copies of the revised handbook will be distributed to the different Philippine embassies and consulates.

<Rey> Mr. Molano, we will now field some questions sent through us by several Filipino Internet users prior to this chat session:

<Rey> Question from Jun Cruz <>, publisher of the Filipino Today newspaper: "Most government sponsored programs i.e. Balik Aral, Bring Home A Friend, etc. seem to be geared only to US overseas Filipinos, hardly known and promoted here in Canada. Why is this so? Are overseas Filipinos in Canada a minor priority as compared to our US counterparts?"

<CFO> CFO's programs for overseas Filipinos have been designed for all Filipinos worldwide. CFO's invitation for participation in these programs is coursed through the different Philippine embassies and consulates and Filipino associations overseas.

<Rey> Second question from our publisher: "Does your office officially work with our consulate here in Toronto or embassy in Ottawa in disseminating information or promoting such programs? If so, what particular office or who is your contact person?"

<CFO> Yes, CFO works with both the Philippine consular office in Toronto, through Consul General Francisco F. Santos, and the Philippine embassy in Ottawa, through Minister Chancellor Pedro O. Chan.

<Rey> Third question from Jun Cruz: "Is the "Pag-ibig Fund" under your jurisdiction? Is it getting a good response from overseas Filipinos especially from Canada. A group here in Toronto is promoting the program."

<CFO> The Pag-ibig overseas program is an undertaking of the Pag-ibig Fund, a Philippine government corporation. Since it impacts upon overseas Filipinos, the Commission on Filipinos Overseas helps in promoting the Pag-ibig program in various countries overseas. This program has achieved respectable success in attracting overseas Filipinos to enlist as members, particularly from the Middle east. According to the Pag-ibig overseas program office in Makati, as of December 1996, there are 472 members in Canada.

<Rey> Final question from Jun Cruz: "Time again we get such delegations from RP promoting different programs. It seems that after press releases we never hear about it again. Sometimes we feel that these trips are just junkets and no serious follow-ups are done. Any comments?"

<CFO> Since these delegations are coming from Manila, it would help if feedback on their programs could be directed to their contact addresses as they have indicated in their promotional tours or through the Philippine embassies and consulates. Our posts will certainly relay your interests or queries to the proper agencies.

<Rey> Next question is from Ike Seneres <>: "Since the CFO is an attached agency of the Department of Foreign Affairs (DFA) and the management of the Science and Technology Advisory Council (STAC) is one of the functions of CFO, can you tell us the CFO's plans for STAC in 1997?"

<CFO> Given the target participants of the STAC, the CFO assists in disseminating pertinent information among Filipinos overseas on the programs of STAC. Executive order no. 270, however, provides that "the Department of Foreign Affairs (DFA), in collaboration with the DOST, serves as the coordinating body in the Philippines in matching the country's S&T requirements with expertise of foreign-based scientists through SACNET". In view of this, the CFO cooperates with the DFA and the DOST, being the principal agencies mandated to implement the STAC programs, in so far as mobilizing overseas Filipinos is concerned. EO no. 270 further requires "all Philippine diplomatic and consular posts to assist in organizing expatriate Filipino scientists, technologists, engineers, and allied professionals in their jurisdictions into overseas chapters of (Philippine) Science and Technology Advisory Councils (STACs)".

<Lee> With Philippine 2000 and the expertise of the STAC's group abroad in the deployment of the Information Superhighway, why do you think the advancement of this Information Highway technology so slow in all level of our governments?

<CFO> The Philippines is actively embarking on a program to establish the Information Superhighway. The National Information Technology Council, the highest policy-making body for Information Technology in the country, has directed the appropriate government agencies--the National Telecommunication Commission and the National Computer Center, among others--to fast-track the plans for this program. There are, however, certain logistical and security considerations and constraints which are affecting the implementation of the program.

<Rey> Next question is from Gene Alcantara (London, UK): "Filipino migrant workers' needs, their welfare and protection appear to be being addressed by the Migrant Workers and Overseas Filipinos Act (RA 8042). However this act is geared towards what we call Overseas Contract Workers (OCW). Overseas Filipinos are defined in the act as dependents of migrant workers and other Filipino nationals abroad who are in distress. The absence of any reference to Filipinos who are now residents in or even citizens of other countries is glaringly obvious in the Act. Can you comment on this?"

<CFO> While the Overseas Filipino Workers are generally considered to be a more vulnerable sector of the Filipino migrant community, R.A. 8042 or "Migrant Workers and Overseas Filipinos Act of 1995" also addresses the needs and concerns of all Overseas Filipinos in general. The prior creation of the Commission on Filipinos Overseas and the existence of its active programs are also proofs that the Philippine government has been concerned with promoting and safeguarding the interests and well-being of overseas Filipinos, who are permanent residents abroad, including Filipino emigrants who are either already citizens of foreign countries or are still Filipino citizens awaiting naturalization, recognition, or admission, and their descendants.

<Rey> Second question from Gene: "What does the CFO intend to do to ensure that the needs of what I call Overseas Filipino Residents (OFRs) are not ignored by the Philippine Government?"

<CFO> As has been in the past years, CFO embarks on a continuous networking with Overseas Filipinos through the different Philippine consulates and embassies and Filipino organizations /associations overseas. CFO also conducts a continuing research program on the economic, social, legal and administrative issues affecting overseas Filipinos to generate policy initiatives and proposals which may be considered by the executive and legislative branches of the government. Informations on CFO programs and services for OFRs have been previously disseminated through the Internet.

<Rey> Another one from Gene: "I see in your homepage that CFO activities are mostly Philippine-based or focused. What services and activities do the CFO propose to undertake on-site for Overseas Filipino Residents (OFRs) in the next triennium 1997-1999?"

<CFO> CFO has been undertaking and will continue to undertake several on-site activities for overseas Filipinos. These are:

a. Post-arrival Orientation and Assistance. Extending through cooperating organizations, post-arrival orientation for newly arrived Filipino immigrants in their host countries and linking them with employment agencies, migrant resource centers, support groups, and Filipino associations overseas.

b. Establishment of Philippine community schools abroad. Encouraging and providing assistance in the establishment of Philippine schools abroad where there are large Filipino populations and strengthening the operational features of existing ones to provide children of overseas Filipinos with education that will enable them to be readily integrated or re-integrated into the Philippine educational system.

c. Philippine Resource and Information centers. Promoting the establishment of Philippine Resource Centers overseas, in coordination with Philippine embassies and consulates and Filipino organizations, to serve as repository of information about the Philippines and center for socio-cultural activities of Filipino communities abroad.

d. Promotion of Filipino culture and heritage abroad. This involves the promotion of, among others, the Filipino language to children of Filipino migrants at various levels of learning within and outside the school system overseas, particularly in countries or territories which have a high density of permanent Filipino residents. Information materials are also sent by CFO to various Filipino associations overseas so that they may be regularly apprised of socio-cultural developments in the country. A bill is being drafted by CFO for submission in Congress to enable stronger support of Filipino language and heritage programs overseas.

e. Assistance-to-Nationals Program. Assisting DFA on a continuing basis in developing the policy and programme framework for assistance to Nationals to provide a mechanism to protect and assist Filipinos who are in need of legal, welfare and logistical assistance abroad.

Other CFO programs and projects, though implemented in the Philippines, impact upon Filipinos Overseas. These include:

f. Practice of profession by overseas Filipinos in the Philippines. Encouraging Filipinos overseas to practice their profession in the Philippines as a way of transferring their knowledge and skills to Filipinos in the country to complement development efforts of the government.

g. Balik-Turo Project. Involving overseas-based Filipino professional teachers in sharing and exchange with their counterparts in the Philippines their knowledge, skills, expertise, technology, and experiences to contribute in the further development of the teaching profession in the Philippines.

h. Lakbay-Aral. Informing and educating the children of Filipino migrants in other countries about their heritage and culture through an intensive study-visit and cultural immersion programme in the Philippines.

i. Filipino Ties. This CFO newsletter, published quarterly, is a vehicle and forum for the interchange of news, information, and opinions of relevance and interest to overseas Filipinos.

j. Guidance and Counseling Services. Providing guidance and counseling services to Filipinos emigrating as fiancees or spouses of foreign nationals to help them arrive at informed decisions about intermarriage.

k. Pre-departure Orientation seminars. Conducting regular and structured orientation seminars for departing Filipino emigrants, covering topics such as travel and settlement, employment matters, rights and obligations of immigrants in their respective host countries.

<Rey> Final question from Gene: "Apart from the materials on the Internet, I have not seen any outreach/information materials from CFO that would inform OFRs of their services. How do they plan to rectify this gap?"

<CFO> CFO has been regularly providing the different Philippine Embassies and Consulates with information in the form of handbooks, manuals, newsletter and the like, for dissemination to the Filipino communities under their respective jurisdictions. We are also sending copies of these materials directly to the Filipino communities or associations upon expression of interest. You may give us your address so we can directly send you copies of these information materials.

<Rey> This one is from Mel Tabalba <>: "I was born in the Philippines with Filipino parents. I passed the Professional Electrical Engineers Board Exam. I did not take out my license since I did not need it. Having lost my Philippine citizenship, can I still apply for my licence? One day, I may want to practice in the Philippines. Note: I am still working as an engineer with NORTEL in Telecommunications."

<CFO> Under the Philippine constitution, the practice of professions is reserved for Filipino citizens, except in cases provided for by law (i.e. reciprocity law between the Philippines and another country on the practice of the engineering profession). You may wish to get in touch with the Professional Regulation Commission (PRC) to discuss the specifics of your case. PRC can be contacted through:

Aristoherson Gesmundo
Executive Director
Professional Regulation Commission
P. Paredes St., Sampaloc, Manila, Philippines
Tel. Nos.: (632) 735-1491 and 735-9491

There are also Philippine programs which allow former Filipino citizens or foreigners of Filipino descent to participate in transfer of knowledge and technology projects. One of these is the Transfer of Knowledge and Technology through Expatriate Nationals (TOKTEN), which is being implemented by UNDP and DFA. You may write to the DFA for details.

<Rey> Another question from Mel: "Without my Philippine citizenship, can I buy property (land real estate)? If yes, is there a limit?"

<CFO> As stipulated in Batas Pambansa Blg. 185, a Filipino who has renounced his citizenship can still acquire private land provided that this will be utilized for residential purposes only. He/she is entitled to acquire or own land with a maximum of one thousand (1,000) square meters in the case of urban land, or one (1) hectare in the case of rural land.

Moreover, the new Republic Act no. 8179, otherwise known as Foreign Investment Act, specifically Section 10, allows any natural-born citizen who has lost his Philippine citizenship and who has the legal capacity to enter into a contract under Philippine Laws may be a transferee of a private land up to a maximum area of five thousand (5,000) square meters in the case of urban land or three (3) hectares in the case of rural land to be used by him for business or other purposes.

<Rey> Lastly, Mel wants to know if the rumor that President Ramos is visiting Canada early May 1997 is true?

<CFO> President Ramos is tentatively scheduled to visit Canada in May this year, although there has been no official pronouncement made yet. You may wish to communicate with the Philippine Consulate or Embassy for a confirmation.

<Rey> Jesus "Boots" Santa Cruz <> of Vancouver, BC, Canada has these suggestions: "Illigalize the sending to the Philippines dollar remittances not sent thru the banking system. Remittances not coursed thru the banking system is not helping the Philippine Economy. This system is accessory to money laundering. Otherwise, soften the banking system in assisting money remittances so that it may encourage remitter to course thru the banking system. Any comments?"

<CFO> To encourage Filipino contract workers overseas to remit money through the banking system rather than through non-bank channels, a bill has been filed in Congress. House Bill no. 1400 recommends the granting of exemption from Philippine income taxation to all Filipino overseas contract workers earning ten thousand U.S. Dollars (US$10,000) or less per annum who remit through the Philippine banking system.

<Rey> Nestor Enriquez ( wants to ask: " Please ask Mr Molano (who is from Nueva Vizcaya) any news about our OCW from Nueva Vizcaya. Salamat."

<CFO> Like Filipinos from other provinces, a number of Viscayanos have gone abroad to settle or to work. We have received news that they are doing well in their respective host countries.

<Rey> "Alakdan" <> wrote in the soc.culture.newsgroup (SCF) that "the Philippine Government is handing out 'CERTIFICATE OF TAX EXEMPTION' to all OCWs, including FILIPINO MAIDS since 1993." Is this true?

<CFO> CFO learned from the Department of Tourism that the Certificate of Tax Exemption pertains to a document being issued by the Philippine Embassy/Consulate on the request of Filipinos working in Canada and who were directly hired by their employers. This Certification is used to obtain exemption from the payment of travel tax. POEA-registered overseas workers are automatically exempted from both travel tax and airport fee as stipulated in section 34 of Article IX of the Migrant Workers and Overseas Filipinos Act of 1995.

<Rey> This question from someone who wants to remain anonymous: "I am now a Canadian citizen but I still have my Philippine passport and is about to renew my Philippine passport soon. I was told that before I can renew my passport, the Consulate will ask me for proof that I have paid Philippine income tax on my Canadian income. Is this a legitimate requirement? When I go home for a visit, which passport shall I present to the Philppine immigration- my Canadian passport or my Philippine passport?"

<CFO> If you are now a Canadian citizen, you must use your Canadian passport during your travels. There is no need, therefore, to renew your Philippine passport.

<Rey> This is our final question from someone who also requested anonymity: "Ako po ay nag-immigrate dito sa Canada noong 1972. Yong Philippine passport ko po ay matagal ng nag-expire at ako po at ang pamilya ko ay Canadian citizens na. Gusto ko pong umuwi na sa Pilipinas at doon na mag retire (I am 68 years old). Ano po ba ang procedures na dapat kong gawin para makauwi ako at mag-settle ng permanente sa ating bansa? Yon po bang Canada Pension ko ay matatanggap ko pa rin sa Pilipinas? Mayroon po ba akong makukuhang pension sa pamahalaan ng Pilipinas ukol doon sa mga taong ipinaglingkod ko sa ating bansa bago ako nanirahan dito sa Canada?"

<CFO> Ayon sa Republic Act 4376, ang Pilipino na ipinanganak sa Pilipinas ngunit nanirahan na sa ibang bansa at nagpalit ng citizenship ay maaaring bumalik sa Pilipinas upang manirahan nang permanente bilang isang non-quota immigrant. Maaaring kumuha ng "non-quota immigrant visa" mula sa Philippine Embassy o Consulate. Puwede rin kayong sumangguni sa Bureau of Immigration sa sumusunod na address upang makuha ang detalye ng proseso:

Commissioner Edgar L. Mendoza
Bureau of Immigration
Bureau of Immigration Building
Magallanes Drive, Intramuros

Maaari rin kayong manirahan nang permanente sa Pilipinas sa pamamagitan ng pagkuha ng Special Resident Retiree's Visa sa Philippine Retirement Authority (PRA) kung saan naman ang processing time ay 5 araw lamang. Para sa mga detalye tungkol dito, makipag-ugnayan kay:

Atty. Vernette Umali-Paco
Chief Executive Officer and Gen. Manager
Philippine Retirement Authority
2/F, First Bank Building
371 Gil Puyat Avenue, Makati City
Tel. No.: (632) 895-0929

Hinggil naman sa inyong katanungan tungkol sa Canada Pension, Article V, Section 1 ng Agreement on Social Security sa pagitan ng Pilipinas at Canada ay sinasabing matatangap ninyo ang inyong Canada Pension kahit manirahan kayo sa Pilipinas.

Ang pension naman na ipinagkakaloob sa mga naglingkod sa pamahalaan ng Pilipinas ay naaayon sa bilang ng mga taong ipinamalagi sa serbisyo. Para sa mga detalye tungkol dito, makipag-ugnayan sa:
Retirement Department
Government Service Insurance System
Financial Center, Pasay City 1308

Kung kayo naman ay nagtrabaho sa pribadong sector dito sa Pilipinas at naghulog ng contribution ninyo sa Social Security System ng sampung (10) taon o mahigit, maaari kayong mag-apply ng retirement benefits. Para sa mga detalye, makipag-ugnayan kay:

Ms. Tess Marcelino
Members' Assistance Division
Social Security System
East avenue, Quezon City

<Rey> That's all the questions we have, Mr. Molano. Thank you for your very informative answers and we hope to do another interview again with you in the future.

<CFO> On behalf of the Commission, I thank most sincerely Filipino Today for this most welcome interview. It has certainly been a good opportunity to promote the services we offer at the Commission on Filipinos Overseas. And, as we at the Commission continue giving our best to promote and uphold the interests and well-being of fellow Filipinos overseas, we encourage our constituents to get in touch with us:

by phone at nos.: 526-4174 to 77

by e-mail at

by letter at:
1345 Quirino Ave., Cor. South Superhighway

or by fax at 526-4176

Mabuhay Kayong LAHAT!!!!

[Session Close: Mon Jan 20 23:46:07 1997]